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Find you a loan [link widoczny dla zalogowanych] If you have a sudden emergency like an unexpected bill or surprise car repair, a payday loan may be one of your options. Review your finances to decide how much money you need and are able to borrow. Keep in mind that depending on the terms, the full amount you borrow may be due on your next payday, so take some time to factor how that will affect your budget. Get in touch with your lender if the due date approaches and youre not going to have enough money in your checking account to cover repayment. It's possible the lender may agree to extend your loan; but, keep in mind that additional fees and finance charges may apply. Another much liked benefit of the payday loans is that these loans do not pull the credit score of the borrower like the traditional creditors. Thus, the lenders are not cared about what is there on your credit report. A large number of people with even bad or no credit get qualified for these loans because credit score is not an important factor to get these loans.